Credit Card and Loan Repayment Calculator

See if you could save money on your existing debts. Add your total credit card and loan balances, along with your monthly payments, and we’ll do the rest.

( It won't affect your credit score )

Representative 24.9% APR

Representative example

Borrowing £10,000 over 48 months at Representative 24.9% APR and interest rate 24.9% p.a (fixed) with monthly repayments of £317.64 and a total amount payable of £15,246.76. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.

When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.

How Debt Consolidation works

Eligibility one 2

Check your eligibility

Enter you details

Get Quote one 2

Get your quote

See your personalised rate

Pay Debts one 2

We pay your debts

Make one simple monthly payment

Frequently asked questions

Do you charge any fees?

No we don't. What you see is what you get with an Oakbrook Loans, there’s nothing hidden – ever!

Can I make overpayments on my loan?

Yes you can. Overpay as much as you want to as many times as you like with no penalties and reduce the overall cost of your Oakbrook Loan.

What if I want to make an additional payment or partial settlement?

Any additional payments to your loan will be applied to your account straight away and reduce the balance. This will reduce your overall interest, but your monthly repayment amount will remain the same. To make an extra payment or partial settlement please login to your account.

How do I change my monthly payment date?

You can change your regular payment date in your online account. This will slightly change the interest that you are charged in the month the payment is moved. If your new repayment date is earlier than your scheduled repayment date, then the interest will reduce. If the new repayment date is later then it will increase.