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Personal Loans

Personal loans are a flexible way to spread the costs of large one-off purchases, unexpected expenses and life events like home improvements and weddings.

Or you may consider debt consolidation to spread the cost of other financial commitments into manageable monthly repayments. With an unsecured personal loan from Oakbrook Loans, you have the flexibility to overpay and benefit from our straightforward online account which makes it simple to manage your loan.


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Representative 19.9% APR

Representative example

Borrowing £5,000 over 48 months at Representative 19.9% APR and interest rate 19.9% p.a (fixed) with monthly repayments of £147.71 and a total amount payable of £7,090.08. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 6.4% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.

How do personal loans work?

A personal loan application with Oakbrook Loans starts with finding the right loan rates for you. Enter your chosen loan term and desired total amount into our personal loan calculator to find out how much your monthly payments would be. If that’s right for you and your lifestyle, you can then check your eligibility with our eligibility calculator which will give you your guaranteed APR if you’re accepted. Don’t worry about affecting your credit score - this uses soft credit checks.

02 Loan decision in minutes

How do I apply?

When applying for one of our unsecured personal loans there are three simple steps to follow:

Tell us about yourself

1. Tell us a bit about you

Instant response

2. Get an instant response

Money in hours

3. Money within hours

Ready for your personalised quote?

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( It won’t affect your credit score )

Representative 19.9% APR

Why apply for a personal loan?

If you need a little extra an Oakbrook Loan may be able to help you. Once you apply online, managing an account with us is as straightforward as online banking, you can repay your loan, top up your loan and make overpayments 24/7, 365 days a year. This is what makes us a great option for simple and flexible borrowing. Other reasons are:

  • No fees.
  • You’ll have the loan amount in your bank account in a couple of hours.
  • You pay just one monthly repayment.
  • Managing your loan is intuitive and efficient.
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