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Unsecured loans

Unsecured loans are a flexible and quick way to achieve your goals and typically used for large one-off purchases. Whether it’s a new car, home improvements, an unexpected bill or debt consolidation, an unsecured loan with Oakbrook Loans can help spread the cost of a big life event or purchase.

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Representative 19.9% APR

Representative example

Borrowing £5,000 over 48 months at Representative 19.9% APR and interest rate 19.9% p.a (fixed) with monthly repayments of £147.71 and a total amount payable of £7,090.08. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 6.4% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.

How do unsecured loans work?

Unlike secured loans where money is borrowed against an asset like your home, as a form of security, unsecured loans aren’t tied to an asset. Instead, we perform credit checks to determine your creditworthiness without needing collateral. A huge benefit of an unsecured loan is that the monthly repayments are fixed, so you’ll always pay the same amount each month, making it easier to manage your money.

Applying for an unsecured loan with Oakbrook Loans is quick and simple so you can get renovating, fixing, planning or living life’s big moments right away. Our straightforward application process starts with our eligibility checker that uses your credit history combined with your ideal loan repayment period and the total amount payable to determine the monthly repayments. Checking your eligibility uses soft credit checks, so it won’t impact your credit score.

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How do I apply?

When applying for one of our unsecured personal loans there are three simple steps to follow:

Tell us about yourself

1. Tell us a bit about you

Instant response

2. Get an instant response

Money in hours

3. Money within hours

Ready for your personalised quote?

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( It won’t affect your credit score )

Representative 19.9% APR

Why apply for an unsecured loan?

You shouldn’t have to worry about achieving your goals, that’s why we want to help you reach them quicker. Taking out an unsecured loan with Oakbrook Loans means you can get started as soon as just a couple of hours.

With our fixed monthly repayments, you’ll know exactly what to expect each month and using your online account, you’ll be able to change your payment date, make overpayments, update your contact details and more - anytime and anywhere. An Oakbrook Loan means you can invest your time in the things that really matter, whether that’s fixing a broken appliance, buying a new car or updating your home. Here are just some of the benefits of an unsecured loan:

  • It’s as easy as online banking.

    Manage your account online where you can contact us, manage your payments and if eligible, apply to top up your loan.

  • The money will be paid into your bank account in just a couple of hours.
  • You only need to remember one single monthly payment.
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