Open Banking loans

At Oakbrook Loans, we believe there’s more to you than your credit score, and we know that your credit history can sometimes get in the way of your loan application even if your personal finances are currently in good shape. Annoying, right? That’s why we like Open Banking. It doesn’t skip past the important bits so you can achieve what you want to do with a personal loan.

I want to borrow

Over

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Total repayable

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Check my eligibility

( It won’t affect your credit score )

Representative 19.9% APR

Representative example

Borrowing £2,000 over 24 months at Representative 19.9% APR and interest rate 19.9% p.a (fixed) with monthly repayments of £100.16 and a total amount payable of £2,403.84. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.

How do Open Banking loans work?

Open Banking allows third-party providers access to your financial information and banking data, safely and securely. Think of it as just like sending in your bank statements, only much quicker and more straightforward. This allows us to make better lending decisions so you can get the loan you actually deserve.

You’ve probably already experienced the benefits of Open Banking as many money management apps already use your bank transaction data to help you understand your spending habits and recommend ways to save money.

How do I apply?

When applying for one of our unsecured personal loans there are three simple steps to follow:

1. Tell us a bit about you

2. Get an instant response

3. Single monthly repayment date

Ready for your personalised quote?