Oakbrook Loans from £1,000 to £15,000
Oakbrook Loans offers unsecured personal loans from £1,000 to £15,000, with a representative APR of 24.9%. You can borrow over 24 to 60 months, with no requirement to secure the loan against your home. Check your eligibility without affecting your credit score.
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Representative example
Borrowing £10,000 over 48 months at Representative 24.9% APR and interest rate 24.9% p.a (fixed) with monthly repayments of £317.64 and a total amount payable of £15,246.76. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.
When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
What could you do with an Oakbrook Loan?
We offer loans for lots of different purposes:
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To finance your big day
If you’ve always dreamt of a destination wedding, want to hire a band you absolutely love or you simply need the funds to get the ball rolling and secure those deposits, it may be worth saying “I do” to a personal wedding loan to help with spreading the costs.
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Getting from A to B
A personal car loan could help you get the gears in motion for a new car purchase or repair by spreading the cost with monthly repayments.
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Spreading the cost of your home renovation projects
An unsecured personal loan could help make your DIY goals happen. Start moving forward with your plans to create your dream home with a home improvement loan.
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To consolidate existing debts
Our unsecured debt consolidation loans give you a way to manage your financial commitments, including credit card debt, by unifying it and bringing it to one place.
Thinking about taking out a personal loan to fund the life moments that matter? Use our simple loan calculator you can find out the total amount repayable including interest and how much your monthly repayments will be to start exploring your borrowing options.
Already have a loan amount in mind?
Our personal loans are a flexible way to spread the costs of large one-off purchases, unexpected expenses and life events. If you've already decided on the loan amount you need then we offer a range of loan amounts from £1,000 to £10,000 loans. For more details, take a look at our guides below:
And remember, with an unsecured loan from us, you have the flexibility to overpay and benefit from our straightforward online account which makes it simple to manage your loan.
FAQs - People Also Ask
Checking your eligibility takes minutes, and most applications get a decision quickly after that. Once you've signed your agreement online, we'll transfer the money directly to your bank account usually within one business day. The exact timing can vary depending on your bank's processing times, but we'll keep you updated throughout. The fastest way to get started is to use our loan calculator and check your eligibility it won't affect your credit score.
The whole process is online. Here's how it works:
- Use the calculator — choose how much you'd like to borrow (£1,000–£15,000) and over how many months (25–60).
- Check your eligibility — we run a soft credit search at this stage. It won't affect your credit score.
- See your personalised rate — if you're eligible, we'll show you your actual rate, not just the representative one.
- Complete your application — we'll ask for a few more details. This is when we run a full credit check.
- Sign and receive your funds — sign your agreement online and we'll transfer the money to your bank account.
Most people get a decision within minutes of applying.
You can borrow between £1,000 and £15,000, repaid over 12 to 60 months. The exact amount and term you're offered will depend on your individual circumstances including your income, outgoings, and credit history. Use our loan calculator to see your monthly repayments before you apply.
We look at more than just your credit score. Oakbrook Loans considers your full financial picture including your income and what you spend each month when we make a lending decision. So even if your credit history isn't perfect, it's worth checking your eligibility. It won't affect your credit score to find out. The rate you're offered will depend on your individual circumstances. Rates from 19.9% APR to maximum 34.9% APR.
No. When you check your eligibility with us, we run a soft credit search. This isn't visible to other lenders and won't leave a mark on your credit file. Only if you choose to go ahead with a full application will we carry out a hard credit search and we'll always let you know before that happens
Yes we're a responsible lender, so we always check your credit history as part of a full application. But checking your eligibility first only involves a soft search, which has no impact on your score. We don't offer no-credit-check loans. Every lending decision is based on your full circumstances to make sure the loan is right for you.
Yes, you can pay off your loan in full at any time. If you do, we may charge up to 2 months' interest as an early settlement fee. Your loan agreement will set out the exact terms. You can manage your loan including making overpayments through your online account.
Oakbrook Loans is a personal loan for a wide range of purposes — spreading the cost of a car, home improvements, a wedding, or other everyday expenses. You can borrow between £1,000 and £15,000.
OakbrookOne is designed specifically for debt consolidation — bringing multiple existing debts into one monthly payment to make them easier to manage. Please note: consolidating your existing borrowing may extend the term of your debt and increase the total amount you repay.
Both are products of Oakbrook Loans Limited, authorised and regulated by the Financial Conduct Authority (FRN: 707357).