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Car loans

Whether it’s your first car, an upgrade to a larger vehicle, or the car you’ve been dreaming of - a car is often one of the most expensive things you’ll ever own, so it’s understandable that it sometimes costs more than you have to hand. A personal car loan could help you get the gears in motion for a new car purchase or repair by spreading the cost with monthly repayments.

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Representative 19.9% APR

Representative example

Borrowing £5,000 over 48 months at Representative 19.9% APR and interest rate 19.9% p.a (fixed) with monthly repayments of £147.71 and a total amount payable of £7,090.08. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 6.4% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.

How do car loans work?

Applying for a car loan should be quick and simple so that you can get out and about on the road as soon as possible. Here at Oakbrook Loans, we value your time - that’s why we have a straightforward online application process. Use our loans calculator to enter your ideal loan repayment period and total amount to find out if the monthly repayments are affordable for your lifestyle.

Applying for a personalised quote is just as simple. Enter your details and we’ll check your eligibility for an unsecured personal loan and give you your guaranteed APR, total amount payable, and monthly repayment amount. This uses your credit history, Open Banking data, where applicable, and personal circumstances as a guide to determine whether you can afford the monthly payments you are offered. Don’t worry, asking for a quote won’t affect your credit score.

04 Control at your fingertips

How do I apply?

When applying for one of our unsecured personal loans there are three simple steps to follow:

Tell us about yourself

1. Tell us a bit about you

Instant response

2. Get an instant response

Money in hours

3. Money within hours

Ready for your personalised quote?

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Representative 19.9% APR

Why apply for a car loan?

You should never have to worry about getting from A to B, and taking out a loan with Oakbrook Loans means you can own your car from the very beginning or whenever you need it. With our fixed monthly repayments, you’ll know exactly where you stand so you won’t be surprised each month. Your online account gives you the ability to manage your money anytime, whenever you want. Other advantages include:

  • It’s as easy as online banking.

    Manage your account online where you can contact us, manage your payments and if eligible, apply to top up your loan.

  • Minimal waiting around.

    We offer instant responses and the money will be paid into your account in just a couple of hours.

  • You only need to remember one single monthly payment.
  • No fees whatsoever.
Car loans

FAQs on Car Loans

Do you charge any fees?

No we don't. What you see is what you get with an Oakbrook Loans, there’s nothing hidden – ever!

Can I make overpayments on my loan?

Yes you can. Overpay as much as you want to as many times as you like with no penalties and reduce the overall cost of your Oakbrook Loan.