Personal loans made to fit your life
- Loans up to £20,000
- Decision in minutes
- No fees
Rated 4.7 out of 5
Get your personalised quote
Use our calculator to see illustrative rates. After that, check your eligibility to get a customised rate, without any impact on your credit score.
£
months
Representative example
Borrowing £2,000 over 24 months at Representative 19.9% APR and interest rate 19.9% p.a (fixed) with monthly repayments of £100.16 and a total amount payable of £2,403.84. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.
When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Representative APR
19.9%
Representative example
Borrowing £2,000 over 24 months at Representative 19.9% APR and interest rate 19.9% p.a (fixed) with monthly repayments of £100.16 and a total amount payable of £2,403.84. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.
When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
How it works
1. We run a soft credit check
Just to see what you're eligible for — with no impact on your credit score.
2. Get a personalised offer
Based on your financial profile.
3. Apply when you're ready
Get your money fast if approved. During busy times, it may take up to 5 working days.
Rated 4.7 out of 5
Why choose Oakbrook?
Loans designed for your life
- Borrow from £1,000 to £20,000
- Fixed monthly payments that fit your budget
- No upfront or arrangement fees
- Supportive, jargon-free experience from start to finish
Loans shouldn’t be hard work
We make sure it’s affordable for you
Applying for a loan can be daunting. We ensure that you qualify for the loan before we give you the funds.
Checking won't impact your credit score
You can see if you're eligible for the loan and get a decision in minutes; without any impact to your credit score.
No hidden fees at any time
A loan from Oakbrook is transparent; what you see is what you get.
You’re in control with an online account
You can control your money 24/7 using your online account to manage your loan.
Frequently asked questions
How long after applying will I receive my loan?
Upon approval, we will try to pay your money into your bank account as soon as possible. However, during busy periods this could take up to 5 working days.
Can I make overpayments on my loan?
Yes you can. Overpay as much as you want to as many times as you like with no penalties and reduce the overall cost of your Oakbrook Loan.
Do you charge any fees?
No we don't. What you see is what you get with an Oakbrook Loans, there’s nothing hidden – ever!
News and updates
What to Expect During a Debt Consolidation Application: Taking the First Step With Confidence
If you’re thinking about combining several debts into one loan, understanding the process may help you feel more in control. This guide walks through what may happen, from checking your debts to starting your first repayment.
If you’re still getting to know what debt consolidation means, you may want to read our guide.
What Is Debt Consolidation? A Guide to Taking Control of Your Finances in 2025
If you’ve got a few different credit or loan repayments to manage each month, you might be looking for a simpler way to stay on top of them. That’s where debt consolidation could help. It’s a way to bring several types of borrowing into one place — with one loan, one monthly payment, and a clear end date.
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